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At Wallet Hub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

If you’re new to the credit game, you can find both secured and unsecured credit cards for people with no credit on this page (some offers are from Wallet Hub’s partners).

That’s the proverbial catch-22 when it comes to establishing credit – you need to have it in order to get it.

However, there are ways to begin building a good payment history and have it reported to the credit rating bureaus, which is what ultimately builds your credit history.

Pick the offer with the lowest fee structure, as doing so will enable you to build your credit history as inexpensively as possible.

Establishing credit is an important step because your credit worthiness affects the major credit bureaus.

Founded in Birmingham, Lloyds Bank has been at the forefront of UK financial services for around 250 years.

They offer a range of credit card products, all emblazed with their famous black horse motif.

Many credit card issuers offer secured cards and report your payments to the credit bureaus.

: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable.

Advertising may impact how and where products appear on this site (including, for example, the order in which they appear).

Our online application portal is very secure to ensure your information is safe.

Read More The credit card offers that appear on this website are from companies from which receives compensation.

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